What the Finance Sense
March 14th, 2011 | 
Author: Before a career transition, many of my clients are concerned about their financial security, especially when they have strong personal or family responsibilities. This is a concept that is often confused with financial freedom and yet, not much to see, but rather at odds with it, and to pursue economic security often limits our freedom to exercise our personal talents, fundamental to everyday happiness.
On the one hand, we dream of dedicating something we’re passionate about, to enjoy work and be reconciled with privacy, maintain the standard of living in which we find ourselves on the other hand, the obligations acquired validate us from that dream calling it unrealistic or even selfish, deciding to be content with having a job, it is, especially in times of crisis. Obsessed with security, we forget that even in times like these, or rather, especially in these times, the best we can do is “invest in ourselves” and that is the true financial freedom.
So therefore when it runs out your career choice, ever had a salary commensurate with your worth or life expectancy, or your job will not take place, it requires a change of strategy in search of greater meaning, and what is it? which allows you to dedicate yourself to serving others your individual talent, something that does not involve any conflict with the concept of financial freedom, if we raise it properly.
In the video section of this blog, you will find an interview with Raimon Samso (two parts), in which the writer exposes us that believes the key to financial freedom yearned: “collecting assets rather than liabilities.” And what is the difference between passive and active? An asset is something that makes us a liability to make money and something that makes us spend it. Our financial freedom depends on the ability we have to manage that balance sheet (assets-liabilities) and the most common mistakes we usually make are: 1. living beyond our means, spending more than they generated, 2. Buy bad debt, ie, which does not take one-mortgaged the house without renting it and using it as their own, for example-and 3. Investing in the business of others, allowing our savings decline in the bank, for example.
This is not to demonize the savings or live at home, or the completion of a liability into assets when necessary to ensure a good balance and sale of a floor, for example-but to give meaning to our way to work financially, so that it is useful for our purpose. In the interview, based on his book “The code of money”, the author offers some guidelines of conduct to achieve that financial freedom far from the security of a payroll, as it must be available to meet the expenses of one year , becoming our own bank and allowing us to live in peace without being constantly concerned about our collection of liabilities, and invest the rest of our assets. We also proposed to ask some important questions when choosing a new career choice that makes sense for financial and talent:
* What drives me to continue what I am now? Where will I be in 5 / 10 years?
* What I would do if he had no fear of failure?
* How I can turn my talents, I know and do well, in a business proposal in the service of others will translate into revenue?
“Money problems are not solved with money but with creativity, and can live doing what you love if you can put your talents to others,” said Sams, and I would like to end the inning with another sentence I really like yours, this time from another book – “Two kindred spirits” – “When we do what we do and add passion, the result is success. Not in the sense of accumulating money, power or fame, but of the sheer joy of living. Undoubtedly the greatest success in life is to become the person you want to be. “
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